As the countdown to January 1st (fill-in the year) reaches single-digits, millions of us faithfully proclaim - sometimes aloud (gasp!) - our resolve to lose, change, acquire or better-balance something. What fools these mortals be. Studies show 4-out-of-5 resolutions are broken. Why? A little something called “ownership.” Happy New Year, anyway! Thanks for your loyalty and see you next year! Music this episode includes “My New Year’s Resolution” by Spike Jones. Web sites mentioned include Procrastinators Club of America.

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